Georgia Dream
Down Payment Assistance
Georgia Dream helps first-time buyers cover down payment and closing costs with a 0% interest second loan.
Up to $10K Assistance
Down payment & closing cost help
0% Interest 2nd Loan
No payments until you sell or refinance
Affordable Mortgage
30-year fixed first mortgage
Who's Eligible?
- First-time homebuyer (or no home owned in last 3 years)
- Minimum credit score of 640
- Complete approved homebuyer education course
- Meet household income limits by county
- Purchase price within program limits
- Owner-occupied primary residence in Georgia
Frequently Asked
See if you qualify
Get a personalized eligibility review from Shamarr.